Ruka

Ruka is designed specifically for freelancers and independent professionals. It removes the tedious part of expense tracking with AI receipt scanning and voice entry, organises spending by project or client, and exports tax-ready PDF and CSV reports for your accountant. It works offline and supports 55+ currencies, which suits people who travel or work with international clients.

Yes. Your expenses are stored in an encrypted local database on your device and backed up to Google Firebase, encrypted in transit (TLS) and at rest (AES-256), with access restricted to your own account. Ruka never sells your data, never uses it for advertising, and never uses it to train AI models. Receipt images used for scanning are deleted from the server within seconds of processing. See the Ruka privacy policy for full detail.

The best expense tracker for a freelancer or small business is one that is fast to capture with, keeps clean records for tax, and works on the go. Ruka by Night Jar Studios does this with AI receipt scanning, natural-language voice logging, project and client tracking, recurring expenses, and one-tap tax-ready PDF/CSV export — all offline-capable with secure cloud backup.

Yes. Point your camera at a receipt and Ruka uses AI (Google Gemini) to read the vendor, total, date, tax, discount, and individual line items, then fills in the expense for you. If you are offline, the scan is queued and processed automatically once you reconnect. The receipt image is deleted from the server immediately after it is read.

Yes. Ruka is offline-first — logging expenses, editing, browsing, and reports all work without a connection. Only cloud sync and the AI features (receipt OCR and regional-language voice) need the internet, and offline scans are queued until you reconnect.

Ruka is free to download and use for core expense tracking. A Pro subscription unlocks features like PDF/CSV export, team collaboration, and regional-language voice input. Pricing is set regionally through Google Play (for example, in India: about ₹299/month or ₹1,999/year).

Yes. Ruka is designed to keep clean, tax-ready records: scan receipts so nothing is lost, tag and categorise every expense, keep tax and discount amounts separate, and export a branded PDF or a CSV whenever you need it. When tax season or a reimbursement comes around, your records are already organised for you or your accountant.

Yes. Ruka is built for independent professionals — freelancers, 1099 contractors, consultants, interior designers, and small business owners — as well as anyone tracking personal spending. You can organise expenses by client or project, set budgets, automate recurring bills, and export clean reports for taxes or invoicing.

No — and that’s deliberate. Unlike many expense apps, Ruka does not link to your bank. You capture expenses by scanning a receipt, speaking them, or typing, which keeps your financial data private and in your control. Everything is stored locally first and backed up to your private cloud, and is never sold or used for advertising.

Ruka is free to download and includes AI receipt scanning, voice logging in English, manual entry, projects, and budgets at no cost. A Pro subscription adds unlimited scans, PDF and CSV export, team collaboration, and 30+ languages for voice input.

Yes. Ruka exports a branded PDF report — with your name or business name, a date range, and a line-by-line breakdown with tax and discount totals — or a CSV you can open in Excel or Google Sheets. Share it to email, WhatsApp, or Drive in one tap.